För november 2019 var gapet mellan bankernas genomsnittsräntor mellan 0,25 och 0,44 procentenheter, alltså en betydligt större variation gentemot oktober 2019 då räntegapet uppgick till mellan 0,38 till 0,42 procentenheter.
Finns liksom tidigare stora pengar att spara
För ett lån på 3 000 000 kronor med en bindningstid på fem år innebär ”rätt bank” en möjlig besparing på 57 000 kronor före skatteavdrag under bindningstiden. Alltså totalt 950 kronor brutto – varje månad. Pengar som du säkert kan ha betydligt roligare för. Så varför inte börja förhandla eller byta bank du också och börja spara pengar. Mycket pengar!
Bankernas genomsnittsräntor för oktober 2019
| Bolag | 3 mån | 1 år | 2 år | 3 år | 5 år |
|---|---|---|---|---|---|
| Danske Bank | 1,61% | 1,19% | 1,22% | 1,28% | 1,40% |
| Handelsbanken | 1,52% | 1,39% | 1,37% | 1,44% | 1,50% |
| ICA Banken | 1,56% | 1,38% | 1,30% | 1,24% | 1,40% |
| Landshypotek | 1,24% | 1,26% | 1,18% | 1,09% | 1,21% |
| Länsförsäkringar | 1,66% | 1,52% | 1,30% | 1,46% | 1,54% |
| Nordea | 1,55% | 1,61% | 1,57% | 1,39% | 1,53% |
| SBAB | 1,43% | 1,33% | 1,25% | 1,20% | 1,32% |
| SEB | 1,41% | 1,26% | 1,26% | 1,27% | 1,24% |
| Skandia | 1,34% | 1,32% | 1,29% | 1,21% | 1,17% |
| Swedbank | 1,57% | 1,54% | 1,41% | 1,47% | 1,55% |
| Ålandsbanken | 1,40% | ||||
| Skillnad högst/lägst | 0,42% | 0,42% | 0,39% | 0,38% | 0,38% |
Samtliga banker redovisar, av olika skäl, inte alltid sina genomsnittsräntor, varför vissa rutor eller celler kan sakna innehåll.
För bankernas aktuella listränta – vänligen besök vår startsida.
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